HOUSING COALITION OF CENTRAL JERSEY ENROLLMENT

TO ENROLL IN OUR HOUSING COALITION OF CENTRAL JERSEY

You must…

FOR FORECLOSURE/DEFAULT COUNSELING

  • Own a home in Middlesex County OR certain areas of Somerset County & are at risk of foreclosure
  • Own only one residential home (1, 2, or 3-units) AND currently reside in that home
  • Have suffered a qualifying involuntary financial hardship that caused or will cause you to fall behind on your mortgage
  • Hardships that may qualify you for assistance include:
    • Involuntary loss of employment income OR
    • A reduction in household income due to underemployment or other demonstrated financial hardships, including medical, divorce, disability or death

 

FOR LANDLORD/TENANT COUNSELING

  • Reside in Middlesex County OR certain areas of Somerset County

FOR FIRST TIME HOME BUYER

  • Wish to purchase your home in Middlesex County OR certain areas of Somerset County

FOR THE AMERICAN DREAM DOWN PAYMENT INITIATIVE (ADDI) GRANT

  • Be a first-time homebuyer & an existing Middlesex County resident for at least 1 year
  • Complete an in-person, group homebuyer training course offered by a HUD approved housing counseling agency (The class must be completed prior to the closing)
  • Purchase a single family property only
  • Eligible properties are detached homes, townhouses, condos, and co-ops
  • The purchase price cannot exceed four times the certified income level of the household, with an overall maximum of $295,000
  • The property may be located in any Middlesex County municipality, except New Brunswick and Perth Amboy
  • Have a mortgage pre-approval issued within the previous 2 months

Contact

T: (732) 249–9700
E: gmelendez@prab.org

Visit

90 Jersey Avenue
New Brunswick, NJ 08901

Days & Hours

M-F, 9:00am-5:00pm
(Hours subject to change)